Net Financial, as your insurance partner, will help you design a coverage plan to fit your business needs and your budget. We'll review available lines of coverage with you to protect your property, liability, professional, executive, and employee benefits exposures. Don’t leave your business unprotected. 

 

With Net Financial as your agent, you get an agent who is personal, local, and knowledgeable. We're available to answer your questions about your policy and its coverages, discounts you may qualify for and deductibles you may choose. Most importantly, as your agent, we can help you in your selection of coverages that fits your needs.

Net Financial can arrange business insurance coverage to protect the following:

 

Property - Whether you own your building, lease your workspace or work at home, we will protect your business’ physical assets. Small business property insurance is one of the most important investments ensuring the future of your business. Net Financial has you programs designed to protect: 

  • Your building
  • Your outdoor sign
  • Your furniture and equipment
  • Your inventory
  • Your fence and landscaping
  • Others’ property

General Liability - General liability is coverage that provides a legal defense cost for your business as a result of a covered accident. Your insurance needs are unique to your business. Based on the commercial liability insurance requirements for your company, we can work with you to determine the right type of general business liability insurance coverage for every stage of your business.

We offer coverage for:

Professional Liability Insurance

  • Products and completed operations
  • Fire legal liability
  • Medical payments
  • Premises liability
  • Employer’s liability insurance, employee benefits liability and employment-related practices liability

Business Auto - We make sure you’re getting the right protection. Help protect yourself against financial losses resulting from accidents involving vehicles you own or use in your business.  Business auto insurance allows you to move your business forward. Whether you use vehicles to provide mobility for your employees, equipment or products, you cannot operate without comprehensive commercial auto insurance.

 

Garage - Running a specialized automotive business isn’t easy, and we understand there are a number of challenges. Finding the right insurance coverage should not be one of them. As a specialist in garage operations, we would like to introduce you to a top of the line insurance program specifically designed for Garage Operations like yours.

 

Business Credit Insurance - Insurance that helps protect against unexpected bad debt loss due to insolvency or slow pay of customers owing payment to a business for goods of services provided.

 

Commercial Umbrella - Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected. While no one wants accidents to happen, they do - and people sue. 

 

A business umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.

 

Crime Coverage - Protects your company from fraud, theft, forgery and more.  Business fidelity insurance is designed to protect your company from many types of crime. Net Financial offers business protection to cover your company when employees decide they are entitled to the company’s inventory or a thief robs you of your cash. Working through such losses takes time and money – resources that would be better spent running your business.

Business crime insurance coverage from Net Financial offers business protection and more. We offer coverage for:

  • Employee dishonesty
  • Forgery or alteration
  • Theft of money and securities
  • Burglary or robbery
  • Computer fraud

Employee Theft/Dishonesty - U.S. businesses lose millions of dollars a day due to employee-related crimes. However, most employee theft goes undetected. Employee dishonesty coverage (also known as a fidelity bond) can be part of a commercial crime policy. The advantage to the employer is the option to purchase other crime coverages as well, such as forgery, burglary, robbery, extortion and computer fraud, in one policy, rather than buying separate policies.

 

Employment Practices Liability Insurance - A business owner's single greatest risk of lawsuits is from employees. Small businesses can rarely afford the high costs associated with an employment lawsuit. Net Financial has plans including broad, specialized coverage for discrimination, harassment, wrongful termination, failure to employ or promote, employment-related defamation and more.

Designed for small businesses, with premiums as low as $500. We can help you decide on the level of coverage that’s right for your needs.  We offer business insurance for a wide range of industries with specialists who understand your business insurance needs.

In addition to the business insurance coverages listed above, we can arrange coverage for the the following:

  • Business Income 
  • Computer Equipment
  • Boiler and Machinery 
  • Product Liability 
  • Worker's Compensation
  • Surety Bonds
  • Environmental Insurance

Net Financial understands that your business is unique and constantly changing. We can tailor a commercial insurance policy to fit your needs. 

 

Nuestros agentes hablan a Español. Para asistencia en Español, por favor llame a nuestra oficina.

Phone: (210)402-9619

Fax: (210)402-9601

Email: hernandez.netfinan@att.net